Delete Your Mortgage

Most people agree and realize they pay way too much interest on their home. And most will also agree that there are several tools, methods and programs that can reduce the amount of interest that homeowners would otherwise fork over to the bank. Where the disagreements occur is deciding which one is best.

Well, there is no best, of course. There is on such thing as a one size fits all solution. However, there can be a best solution as it pertains to the individual. Will the Money Merge Account System be the right system for you? Hard to tell.

The Money Merge Account is a tool. Just as a circular saw is a tool. Or a jackhammer. Or the internet. A tool may be used properly or it can be abused. The point here is will the Money Merge Account System be the proper interest reducing tool for you?

As a tool, the Money Merge Account System can :

Assist the homeowner to determine if a spending decision is logical or irrational. The program can show the effect a major purchase has on the payoff time of their mortgage.

Assist the homeowner in creating a budget that is right for them and help them stick to it. A wrong budget will be restrictive and the homeowner will not follow it.

Assist the homeowner with understanding their finances and taking control of them vs. ignoring them. Knowing how much discretionary income you have each month and what it is doing for you is critical to controlling your financial picture.

Assist the homeowner in borrowing from himself rather than the banks. By utilizing the banks power of amortization for their benefit, homeowners can drastically reduce the amount of interest they pay over the life of their loan.

Like any tool, the Money Merge Account program can be used for the benefit of many homeowners. And, like any tool, it will not be the right one for some others. Is it right for you?

Get Your Free Money Merge Account Analysis Today!

This posting offers a change of pace from the Money Merge Account because there is more to life than just one product or service.

Unless you have been living in a cave without any of the modern day conveniences, (telephone, television, computer and internet) you have been deluged with information about the impending mortgage meltdown. And more recently, the Bear Stearns fiasco.

However, I read an interesting article that deals with the herd mentality and selling your home. While you may or may not agree with his viewpoint, I thought the argument he lays out was rather unique.

Anyways, here it is: Don’t Sell Your Home Unless You Have To.

A curious thing happens when there is a new development the marketplace. Human beings, who are naturally social, gravitate to one side of the fence or the other. In fact, the more revolutionary the product, service or concept happens to be, the more passionate both sides become. This certainly seems to be the case with the Money Merge Account created by U 1st Financial. While this product is no longer brand new, the dialogue about it on chat rooms, blogs and even mainstream media seems to be increasing.

There is more and more verbiage being spewed on both sides and this has led to some, shall we say, exaggerations, by each camp. How does one determine fact from fiction? Or if a product like this is right for you? This is certainly not a one size fits all cure for everyone. This planet is made up of so many different types of people that such a perceived solution is really ludicrous. For every person that meets the criteria, there will be one that does not. For every person that really needs this program, the will be another that does not.

So, how does one make the decision that this program is right for them. I wish I was so eloquent that I could write a perfect article to help you make a decision. I don’t believe that one exists. However, this article is very good.

No matter what, do your own investigations and make your own decisions. Resist the urge to blindly join the herd on either side of the fence.

This program consists of three major components:

1. Your Existing Primary Mortgage

The existing mortgage on your home is the foundation for the Money Merge Account. Refinancing is NOT necessary and will work with any type of mortgage except reverse mortgages.

2. An Advanced Line Of Credit (ALOC)

The Money Merge Account Program uses an advanced equity line of credit as a vehicle or a tool to drive the program. The equity line of credit must have the capacity to operate similarly to a primary checking account and be set up with an open-end interest calculation (rather than a closed-end interest calculation), must have an interest only payment option and must be a variable rate. An ALOC can be ANY of the following: HELOC (Home Equity Line of Credit), PLOC (Personal Line of Credit) or BLOC (Business Line of Credit). It just has to have the ability to interact with the Money Merge Account software.

3. Money Merge Account Software

The online Money Merge Account system makes a connection between your bank account, the advanced line of credit, and your primary mortgage. Each time you deposit income into your account, it registers as a decrease to your mortgage balance. By decreasing your mortgage balance, you now lower the balance on which interest accrues. By decreasing the balance on which interest accrues, you increase the portion of your monthly payment which is credited toward your principal pay down. The software is very easy to use and takes just minutes a month to update, the company includes a FREE FOR LIFE coaching program to ensure that customers get full benefit from using the program. Additionally, future software upgrades are included for FREE and the coaching program applies to this as well.

To see a detailed presentation of the Money Merge Account, we invite you to watch it HERE.

Hello. And welcome to our blog. In the coming months, we will be showing and discussing various topics designed to get the average consumer out of debt. Debt, and especially bank debt, is a form of modern day serfdom. It enslaves you. Being debt free, including mortgage free, is the path to true freedom.

This slide show presents a working example of one way to retire your mortgage permanently and more quickly than you can imagine. We invite you to click through the presentation at your leisure and contact us with any questions you may have.

Enjoy.